Governor Announces New Action to Ensure Life Insurers Don't Deny Coverage to Nurses and First Responders Who Carry Naloxone

Original source: https://www.dfs.ny.gov/reports_and_publications/press_releases/pr1909061

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New York State Department of Financial Services (09/06/19)

As part of a comprehensive effort to combat the opioid emergency, Gov. Andrew M. Cuomo declared the Department of Financial Services (DFS) is devoting industry guidance for life and health insurance companies in New York State awarding them of the responsibilities to provide insurance to nurses and first responders that take naloxone or Narcan to reduce overdose deaths. DFS Superintendent Linda A. Lacewell said,”Denying life insurance for healthcare professionals entirely predicated on taking a prescription to an opioid-reversal medication such as naloxone is a breach of New York insurance coverage. To deny benefits to our first responders is counterproductive to what we do. This advice not only protects our nurses, firefighters, police officers, emergency medical technicians, paramedics, and overdose victims, it also safeguards the family members and loved ones of pre-hospital health professionals and provides reassurance through entry to insurance” The guidance that is issued reminds insurers of the obligations under New York law not by denying coverage where there’s no appropriate actuarial or legal justification for doing this…. Read More

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Original source: https://www.dfs.ny.gov/reports_and_publications/press_releases/pr1909061

We browse the internet everyday to guide you to understand to the idea of having a Public Adjuster in your corner. Look at this story we just found.

New York State Department of Financial Services (09/06/19)

As part of a comprehensive effort to combat the opioid emergency, Gov. Andrew M. Cuomo declared the Department of Financial Services (DFS) is devoting industry guidance for life and health insurance companies in New York State awarding them of the responsibilities to provide insurance to nurses and first responders that take naloxone or Narcan to reduce overdose deaths. DFS Superintendent Linda A. Lacewell said,”Denying life insurance for healthcare professionals entirely predicated on taking a prescription to an opioid-reversal medication such as naloxone is a breach of New York insurance coverage. To deny benefits to our first responders is counterproductive to what we do. This advice not only protects our nurses, firefighters, police officers, emergency medical technicians, paramedics, and overdose victims, it also safeguards the family members and loved ones of pre-hospital health professionals and provides reassurance through entry to insurance” The guidance that is issued reminds insurers of the obligations under New York law not by denying coverage where there’s no appropriate actuarial or legal justification for doing this…. Read More

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Texas Insurance Department Wants to Know: What Rules Need Changing?

Original source: https://www.insurancejournal.com/news/southcentral/2019/09/06/539146.htm

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Insurance Journal (09/06/19)

The Texas Department of Insurance (TDI) announced earlier this year it could begin collecting input from analysts on specific agency rules which might need to be upgraded or changed. The agency said the procedure is part of its plan to update and improve all elements of the section. In April, Texas Insurance Commissioner Kent Sullivan said,”We want people to obey the law. To facilitate that, you have to make sure procedures and your rules are user-friendly. We are going to be requesting interested stakeholders to identify any rules which make compliance difficult or that they find to be ambiguous, out of date, or inconsistent with statute.” The department notes that this request for rule change ideas is part of this TDI’s formal rule review process. Submissions are due Oct. 1. TDI is asking that parties submitting ideas for rule modifications send a succinct and clear statement of approximately one page per rule. All entries will be reviewed by the TDI and will declare the selection of a number of rule suggestions for inspection and comment…. Read More

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Original source: https://www.insurancejournal.com/news/southcentral/2019/09/06/539146.htm

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Insurance Journal (09/06/19)

The Texas Department of Insurance (TDI) announced earlier this year it could begin collecting input from analysts on specific agency rules which might need to be upgraded or changed. The agency said the procedure is part of its plan to update and improve all elements of the section. In April, Texas Insurance Commissioner Kent Sullivan said,”We want people to obey the law. To facilitate that, you have to make sure procedures and your rules are user-friendly. We are going to be requesting interested stakeholders to identify any rules which make compliance difficult or that they find to be ambiguous, out of date, or inconsistent with statute.” The department notes that this request for rule change ideas is part of this TDI’s formal rule review process. Submissions are due Oct. 1. TDI is asking that parties submitting ideas for rule modifications send a succinct and clear statement of approximately one page per rule. All entries will be reviewed by the TDI and will declare the selection of a number of rule suggestions for inspection and comment…. Read More

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State to Gain Third Marketplace Insurer

Original source: https://www.normantranscript.com/state-to-gain-third-marketplace-insurer/article_5c200426-d246-11e9-8f03-57f6d88584e4.html

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Open enrollment begins in the state on Nov. 1. The Centers for Medicare & Medicaid Services reports that 150,759 Oklahomans bought plans on the ACA market this year, an increase of 7.5percent from the 140,184 enrollees in 2018. Oklahoma Insurance Commissioner Glen Mulready commended the entry of companies into the market. He says,”I’m all for more choices for Oklahomans,” including that competition is great for clients by keeping rates from sharp gains. When Blue Cross Blue Shield of Oklahoma was the only marketplace insurance company, rates climbed by more than 50% in 2017, Mulready claims. Insurers have submitted rates for the 2020 market but they have not yet been made public. Mulready says there are issues with the Affordable Care Act, pointing to the high rate of uninsured individuals of the state…. Read More

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Original source: https://www.normantranscript.com/state-to-gain-third-marketplace-insurer/article_5c200426-d246-11e9-8f03-57f6d88584e4.html

Our intent is to run around the internet each day to make you to relate to the importance of keeping a Public Adjuster in your corner. Look at this website post we found.

Open enrollment begins in the state on Nov. 1. The Centers for Medicare & Medicaid Services reports that 150,759 Oklahomans bought plans on the ACA market this year, an increase of 7.5percent from the 140,184 enrollees in 2018. Oklahoma Insurance Commissioner Glen Mulready commended the entry of companies into the market. He says,”I’m all for more choices for Oklahomans,” including that competition is great for clients by keeping rates from sharp gains. When Blue Cross Blue Shield of Oklahoma was the only marketplace insurance company, rates climbed by more than 50% in 2017, Mulready claims. Insurers have submitted rates for the 2020 market but they have not yet been made public. Mulready says there are issues with the Affordable Care Act, pointing to the high rate of uninsured individuals of the state…. Read More

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Insurance Giant and Health Care Providers Take Battle to Federal Court

Original source: https://www.njspotlight.com/stories/19/09/08/insurance-giant-and-healthcare-providers-take-battle-to-federal-court/

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NJ Spotlight (09/09/19) Stainton, Lilo H.

Horizon Blue Cross Blue Shield and American Specialty Health Group (ASH) allege that various other healthcare providers have spread untrue and defamatory information against them. Both Horizon and ASH registered civil lawsuits at U.S. District Court in Newark in late August cautioned that select suppliers are disseminating false information that could damage their reputations and revenue streams. Horizon’s potential partnership with ASH remains under scrutiny from the New Jersey Department of Banking and Insurance (DOBI), which has two weeks to evaluate the arrangement. As stated by the New Jersey Doctor-Patient Alliance, the bureau has obtained thousands and thousands of people emails from several lawmakers and a police marriage increasing questions about ASH role in claims inspection. A DOBI inspection of the work with Cigna between 2010 and 2012 of ASH found mistakes in nearly a quarter of the claims and more than $10,000 in denied benefits…. Read More

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Original source: https://www.njspotlight.com/stories/19/09/08/insurance-giant-and-healthcare-providers-take-battle-to-federal-court/

All of the time we access the world wide web everyday to make you to relate to the betterment of getting a Property Damage Adjustment Consultant on your team. Read this article we found.

NJ Spotlight (09/09/19) Stainton, Lilo H.

Horizon Blue Cross Blue Shield and American Specialty Health Group (ASH) allege that various other healthcare providers have spread untrue and defamatory information against them. Both Horizon and ASH registered civil lawsuits at U.S. District Court in Newark in late August cautioned that select suppliers are disseminating false information that could damage their reputations and revenue streams. Horizon’s potential partnership with ASH remains under scrutiny from the New Jersey Department of Banking and Insurance (DOBI), which has two weeks to evaluate the arrangement. As stated by the New Jersey Doctor-Patient Alliance, the bureau has obtained thousands and thousands of people emails from several lawmakers and a police marriage increasing questions about ASH role in claims inspection. A DOBI inspection of the work with Cigna between 2010 and 2012 of ASH found mistakes in nearly a quarter of the claims and more than $10,000 in denied benefits…. Read More

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Restoration Contractor Revenue and Profit Is Important If Policyholders Are Going To Get Quality Work

Original source: http://feeds.lexblog.com/~r/propertyinsurancecoveragelaw/YZft/~3/ZPABaAimVeA/

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Steve Patrick is a master for all those. He also made a proposal on Level The Playing Field, to get a construction publication, Markup & Profit. Because Merlin Law Group retains this work within our reference library his suggestion caught my eye. This book Is a Great reference which builders, home loss…… Continue Reading

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Original source: http://feeds.lexblog.com/~r/propertyinsurancecoveragelaw/YZft/~3/ZPABaAimVeA/

We search the web nonstop to reach out to you to realize to the importance of keeping a Public Adjuster on your team. Take a look at this article we located.

.
Steve Patrick is a master for all those. He also made a proposal on Level The Playing Field, to get a construction publication, Markup & Profit. Because Merlin Law Group retains this work within our reference library his suggestion caught my eye. This book Is a Great reference which builders, home loss…… Continue Reading

Read More

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Phishers Are Using the NAIC Logo to Hook Producers

Original source: https://www.thinkadvisor.com/2019/09/06/phishers-are-using-the-naic-logo-to-hook-producers/

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ThinkAdvisor (09/06/19) Bell, Allison

A new plan has emerged to deceive insurance agents and brokers into clicking on harmful links, together with cyber criminals sending emails which refer to both the National Association of Insurance Commissioners (NAIC) and the NAIC’s Center for Insurance Policy and Research (CIPR) to help them seem like insurance industry insiders. According to an alert in the NAIC,”We are aware of a phishing scam targeting insurance producers about a falsified insurance coverage related to their firm that has been filed to the National Association of Insurance Commissioners. This deceptive email shows the NAIC and CIPR emblem, now originates in a Gmail account and asks the recipient to click on a link to download the complaint telling ” The NAIC claims the emails are properly identified by some products as malicious emails, and it is requesting producers and others who get the mails to get in touch with the NAIC service desk…. Read More

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Original source: https://www.thinkadvisor.com/2019/09/06/phishers-are-using-the-naic-logo-to-hook-producers/

I access the internet effortlessly to reach out to you to relate to the betterment of getting a Public Adjuster there to assist you. Look at this web post we just found.

ThinkAdvisor (09/06/19) Bell, Allison

A new plan has emerged to deceive insurance agents and brokers into clicking on harmful links, together with cyber criminals sending emails which refer to both the National Association of Insurance Commissioners (NAIC) and the NAIC’s Center for Insurance Policy and Research (CIPR) to help them seem like insurance industry insiders. According to an alert in the NAIC,”We are aware of a phishing scam targeting insurance producers about a falsified insurance coverage related to their firm that has been filed to the National Association of Insurance Commissioners. This deceptive email shows the NAIC and CIPR emblem, now originates in a Gmail account and asks the recipient to click on a link to download the complaint telling ” The NAIC claims the emails are properly identified by some products as malicious emails, and it is requesting producers and others who get the mails to get in touch with the NAIC service desk…. Read More

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Staying Informed During Hurricane Dorian

Original source: http://feeds.lexblog.com/~r/propertyinsurancecoveragelaw/YZft/~3/yW0Z3q_jSCc/

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I worked in the Florida Division of Emergency Management for two decades. In the emergency operations center in Tallahassee, I served during major events. Using Hurricane Dorian projected to impact Florida, I needed to take a moment to Supply you some of the insights that…… Continue Reading
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Original source: http://feeds.lexblog.com/~r/propertyinsurancecoveragelaw/YZft/~3/yW0Z3q_jSCc/

All of the time we run around the world wide web everyday to make you to understand to the need of getting a Property Damage Adjustment Consultant on your side. Look at this article we ran across.

.
I worked in the Florida Division of Emergency Management for two decades. In the emergency operations center in Tallahassee, I served during major events. Using Hurricane Dorian projected to impact Florida, I needed to take a moment to Supply you some of the insights that…… Continue Reading
Read More

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N.C. Insurance Department Ready to Assist with Dorian Claims, Warns of Fraud

Original source: https://www.insurancejournal.com/news/southeast/2019/09/06/539149.htm

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Insurance Journal (09/06/19)

Since Hurricane Dorian transferred away from the North Carolina coast, North Carolina Insurance Commissioner Mike Causey said the North Carolina Department of Insurance (NCDOI) was prepared to help with any insurance related issues or concerns and encouraged citizens and the industry to be watching out for dishonest scams and scam artists. “Hurricane Dorian penalized the North Carolina coastline with strong wind and relentless rain and the Outer Banks experienced catastrophic flood. At the moment, our attention is on helping people,” said Causey. “we would like to help people connect with their insurance businesses and NCDOI consumer service agents who will answer questions and address concerns to help them record insurance claims so they can get their lives back on course whenever possible.” As of Sept. 6, the NCDOI states many areas of the North Carolina coastal regions received up to ten inches from rain and 215,000 customers were without power. Related Stories: Associated Press; CBS17.com; WNCT 9; WECT News 6; WUWF; WNCT 9… Read More

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Original source: https://www.insurancejournal.com/news/southeast/2019/09/06/539149.htm

We search the web everyday to make you to realize to the need of getting a Public Adjuster there to assist you. Take a look at this story we found.

Insurance Journal (09/06/19)

Since Hurricane Dorian transferred away from the North Carolina coast, North Carolina Insurance Commissioner Mike Causey said the North Carolina Department of Insurance (NCDOI) was prepared to help with any insurance related issues or concerns and encouraged citizens and the industry to be watching out for dishonest scams and scam artists. “Hurricane Dorian penalized the North Carolina coastline with strong wind and relentless rain and the Outer Banks experienced catastrophic flood. At the moment, our attention is on helping people,” said Causey. “we would like to help people connect with their insurance businesses and NCDOI consumer service agents who will answer questions and address concerns to help them record insurance claims so they can get their lives back on course whenever possible.” As of Sept. 6, the NCDOI states many areas of the North Carolina coastal regions received up to ten inches from rain and 215,000 customers were without power. Related Stories: Associated Press; CBS17.com; WNCT 9; WECT News 6; WUWF; WNCT 9… Read More

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The Emotional Toll of Hurricanes

Original source: http://feeds.lexblog.com/~r/propertyinsurancecoveragelaw/YZft/~3/K1-p9NgxSwg/

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Brian Malone is a Bahamian whose family is all about to get a encounter and a friend. Relatives and brian’s parents live in Hope Town on the Abaco Islands which is part of the Bahamas. Category 4 and 5 hurricanes have been terrible freaks of nature, but living through 24…… Continue Reading
. Read More

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Original source: http://feeds.lexblog.com/~r/propertyinsurancecoveragelaw/YZft/~3/K1-p9NgxSwg/

Our intent is to access the web each day to reach out to you to realize to the betterment of having a Public Adjuster there to assist you. Take a minute to read this website post we ran across.

Brian Malone is a Bahamian whose family is all about to get a encounter and a friend. Relatives and brian’s parents live in Hope Town on the Abaco Islands which is part of the Bahamas. Category 4 and 5 hurricanes have been terrible freaks of nature, but living through 24…… Continue Reading
. Read More

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Recovery of Attorney’s Fees in Federal Flood Cases Under the Equal Access to Justice Act?

Original source: http://feeds.lexblog.com/~r/propertyinsurancecoveragelaw/YZft/~3/aelvryIcnp4/

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A current Southern District of Florida decision addressed this dilemma.1 A land in Islamorada, Florida, which was owned by the property of Raymond K. Hampson, has been ruined by Hurricane Irma in September 2017. The personal representative for the real estate, Timothy R. Hampson (“Hampson”) created a claim for compensation under the typical flood insurance policy (“SFIP”)…… Continue Reading
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Original source: http://feeds.lexblog.com/~r/propertyinsurancecoveragelaw/YZft/~3/aelvryIcnp4/

We search the net everyday to make you to realize to the idea of keeping a Property Damage Adjustment Consultant on your team. Look at this story we just found.

.

A current Southern District of Florida decision addressed this dilemma.1 A land in Islamorada, Florida, which was owned by the property of Raymond K. Hampson, has been ruined by Hurricane Irma in September 2017. The personal representative for the real estate, Timothy R. Hampson (“Hampson”) created a claim for compensation under the typical flood insurance policy (“SFIP”)…… Continue Reading
Read More

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