Tag: house damage

Prevent Summer Storm Damage to Your Roof

Severe summer thunderstorms can damage your home
with hail, wind or flooding.  While some
damage may be unavoidable if you plan well you can reduce the chance that you
experience disastrous damage during a storm.

In every state this summer storm season there will
be damage to homes.  Wind, hail, lightning,
and flooding that comes with severe thunderstorms is responsible for much of
the damage.  Much of the structural
damage will be minimal, but a few homeowners will experience large amounts of
damage.  If you want to avoid being one
of the homeowners that has serious damage to their home plan ahead and you’ll
have a better chance of escaping the summer storm season with serious damage.

 

Thunderstorms can all cause damage, but severe
storms are the biggest concern.  Severe
thunderstorms are to blame for most of the property damage they are dangerous
storms.  Around 10,000 thunderstorms are labeled
by the National Weather service as severe every storm season. Tornados, large
hail, high wind, and lightning can all be produced during these storms.

 

Hail is the largest
cause of damage.  The most damage during
severe storms is caused by hail this damage includes structures, vehicles, and
crops.  More than a billion dollars in
cost every year is estimated caused by hail. 
On the bright side your home can withstand smaller hail many times
without sustaining damage.  The larger
the hail is the harder the hail stone is. 
Hail that is as large as 1” in diameter can cause damage to your
home.  Vehicles are not as strong and can
be damaged by hail only .75” in diameter. Crops are the most easily affected,
and may possibly be damaged by hail as small as .25”.

 

You have to plan for
prevention well before you hear the patter of hail on your roof.  Your roof is the structure most likely to be
damaged in the hail.  Quality roofing
materials are important in standing up against storms.  Minneapolis roofing companies can tell you
what materials are you best bet in surviving the storms.  Maintenance of your roof is as important as
the materials you start with.  Regular,
yearly maintenance must be done on your roof.

 

 After hail
straight-line wind is the next most frequent cause of summer storm damage.   Severe wind is at least 60 miles per
hour, though some windstorms can get as fast as 100 miles per hour!  Winds ranging from 60 mph and up lead to
damage of your home and be incredibly dangerous. 

 

Tornados are severe
rotating columns of wind as oppose to straight line winds.  About 1200 tornados take place every year
according to the National Weather Service. Most of these tornados have winds of
less than 110 miles per hour and are labeled as “weak tornados”.  These “weak tornados” luckily don’t cause
many deaths.  What they do is cause a ton
of structural damage. 

 

Severe wind  has the greatest effect on roofs and siding.   The damage to both of these areas can
be reduced if extra effort is put in during the construction phase.  When deciding between Minneapolis roofing
companies remember this decision will affect you and your roof for many storm
seasons to come!  Your decking should be strongly
anchored to your walls and foundation, this comes with a well designed roof.  This anchoring will stop your entire roof
from being physically removed in a big storm! 
Attaching your shingles to your roof is also important.  The best quality shingle poorly attached will
still come up in a severe wind. 

 

 Maintaining the trees on your property is very
important.  Dead and weak limbs could
fall and cause damage to your roof in the next windstorm so they should be
removed.  Removing these bad branches
will bring down the chance your roof sustains damage in a summer storm.

 

Hail, straight-line
windsPsychology Articles, and tornados are all possible in a summer storm.  Minneapolis roofing companies can help you to
find the materials that will best handle these storms.  Quality materials and a reliable roofer will
best prepare your home to handle a storm. 
Practicing regular maintenance of both your roof AND surrounding trees
will also save you from the stress of storm damage.

Fire Risk Assessment Lowers Risk of Fire Damage

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It is cost-effective, smart and overall a good plan to safely maintain your house against calamities that might hit. So the best thing to do is to get all the bases covered.So how do you go about doing a fire risk assessment?1.    First and foremost, you need an expert who can make a smart assessment.  This person should have the necessary training with which he can make a thorough check and point out the five main points.2.    The first point your assessor should do is identify the potential areas of risk. This he can do by surveying the house, taking an assessment of the materials used to make it, the components, and potential areas that can cause fire, like electrical outlets, and open fire areas like hearths and gas ovens, which are causes.3.    The second important thing that your assessor should do is locate the people at risk. He should understand the position of the people in the house/building, and understand who stands to be in the higher risk zone and for how long. This is important to note so that the next stage can be brought in.4.    The risks are to be then carefully evaluated and excavated to the minute details, and the little propensities are to be fished out and elaborated upon. This way, your assessor has a clear view of the threats and the dangers, and the major areas that can suffer damage. That way, they can easily dissect and analyze. For example, if you are a smoker, you would be considered to be more risky in the evaluation sector.5.    After evaluation, the findings are then recorded and noted down, so that the major areas of concern are found out and assessed properly.6.    After the recording, the assessor would carefully note and review his findings, making sure he is absolutely right in collecting and preserving the data.After this procedure, your house would be assessed correctly, and that would prevent confusion and make way for a fire safety plan, following which would ensure your house being completely secure and free of any sort of fire-related issues in the future.

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RBs provides fire marshal, fire extinguisher training and >fire risk assessment.

Why Do You Need Home Insurance Quotes?

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Home insurance is one of the safest, easiest, and clearly a smart way to overcome problems of this nature. All you need to do is use your common sense while going for these, lest you stand a risk of being over-insured, which is never a good thing.If you are afraid of this particular occurrence, then you should be a bit more cautious before going to any agent or approaching any company for such things. Always remember, getting your home insured has become a matter involving quite a lot more money in the last couple of years. Several times, it has been noticed that the cost of securing houses has multiplied, and that has made the price rise quite steeply, getting it steadily out of the reach of the common. So while checking out your home insurance quotes from different companies, be sure to get a good idea about what you want and how much cash you are willing to pay. Do not make common mistakes like getting your land secure along with the house. Remember, even if there is a fire emergency, and the house does burn down, the land where it stands remain intact, and not too many major damages come to them. So make sure you are not given that extra cost by the agent, who, of course would always try to get a better, bigger cut, and thus, sell you stuff which you really do not require. What you can do is simply go for the most affordable one, which basically covers the general ingredients. And if you are wise, always be on the lookout for free stuff. For example, sometimes supermarkets and malls offer free insurance with their products. If you are facing any accident, do not hesitate to use these to get the amount you deserve, and press them with required documents in order to get the necessary sum of money to rebuild your place. Remember, it is always a good thing to be cautious and prepare yourself for a rainy day, for the rainy day just might be around the corner.

Article Tags:
Home Insurance Quotes, Home Insurance, Insurance Quotes

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ABOUT THE AUTHOR

Get instant insurance rates from multiple carriers online. Free comparison for cheap auto, low cost health insurance, affordable home insurance quotes. We are dedicated to helping  consumers find the most affordable and competitive home insurance on  the web.

Fire Damage Restoration Needed When Fire Hits Your House

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Fire damage is distinctive as the damage of goods or property caused by fire. Damage due to fire or fire related sources. Fire damage restoration covers whole damage got to be done by fire. Damage due to fire or by smoke dispute so that kind of damage recovers by fire damage Restoration Company.Fire damage Restoration Company provides that kind of situation which destroyer on smoke issues. So we can say that fire damage restoration can be in many terms. Fire damage occur some coverage and intense conditions which are way to burning or destroy property. Damage of firing might be in many sources or firing could generate in some situations. Dealing with fire damage is an important when it is about home modification. To be concerned we should Overlooking upon some details may be respectful to the overall structure of building making the construction or repair of the task. The heating, ventilation or air conditioning should be checked properly or replaced if they are not working well. Because smoke particle can catch fire resulted damage if they are not well renovated.Fire damage restoration is mainly caused by smoke. So smoke and fire damage restoration service provider help to eliminate the smoke whiff. At the time of fire smoke can bleed in walls of house and other hard surfaces as well. A house fire is one of the devastating stages for your home. Fire, smoke and soot damage can be wipe out the possession and make you feel uncomfortable. When this happens you have to know what to do and where to go.As fire hits to your home you have to find out proper steps to get restoration or get home back in normal stage. First thing you have to do that you should be got hold of your homeowner insurance company. The insurance company will be in touch with Restoration Company and they can provide you restoration against fire damage and can be concerned of your family as soon as possible. They will start work to get your home back in normal stage.Once the fire struck your home .it would be more dangerous place then you should capture your essential possession and make sure that your family is safe.  At the time of fire you should not roaming around the home other than grabbing important stuff and wait till Restoration Company arrives. Fire damage restoration provides you the better maintains and get back to you family in secure and sheltered position as soon as possible.

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ABOUT THE AUTHOR

Mozzam khan is an expert author and writing from many years on various topics. Currently he is sharing information on Fire Damage Restoration Luton.