Original source: https://khn.org/news/legal-promise-of-equal-mental-health-treatment-often-falls-short/
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Kaiser Health News (06/07/19) Dangor, Graison
Recent studies reveal that federal legislation reassuring parity between physical and psychological healthcare policy have done little to remove disparities. The 2008 Mental Health Parity and Addiction Equity Act demanded substantial group health plans which provide benefits for mental wellness to place this policy on an equal footing with physical wellness, along with the Affordable Care Act needs small-group and patient health plans sold in the health marketplaces to pay for mental health providers and also at levels comparable with health care services. Although insurance companies can’t write policies that charge high copays and deductibles for mental healthcare or establish annual or lifetime limits on just how much they will cover this, patient advocates say insurance companies nevertheless interpret mental health claims more stringently, paying enough only to stabilize patients’ conditions. Researchers at the Congressional Budget Office reported in February that private insurance companies are paying 13% to 14% less for mental health care than Medicare does. The insurer’s own data shows an increasing gap between policy of physical and psychological care in hospitals and skilled nursing facilities…. Read More
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