Original source: https://www.npr.org/sections/health-shots/2019/09/14/760680901/air-ambulances-woo-rural-consumers-with-memberships-that-may-leave-them-hanging
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National Public Radio (09/14/19) Tribble, Sarah Jane
A recent federal report revealed that the median price charged for a medevac helicopter journey was $36,400, which is usually not covered by insurance. An yearly membership in AirMedCare Network is less, or 85 when a individual is 60 and older. The memberships have been banned by north Dakota. North Dakota Insurance Commissioner Jon Godfread believes should not likewise feel the need to get a membership to prevent a surprise bill. Godfread says it is another loophole that these air ambulance companies are attempting to basically exploit our consumers. The company isn’t the one the patient signed up , he says. Individuals have no control over which will be known as, and north Dakota has nine air ambulance operators which react to calls, Godfread clarifies. “It offers the air travel business the option to say, listen; we’re doing what we could. We’re offering these subscription services. Aren’t we doing a thing? In the back end, there’s nine distinct providers which have to have nine unique memberships with nine different individuals,” he states. Related Stories: WAMU 88.5; Healthcare Dive… Read More
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Original source: https://www.npr.org/sections/health-shots/2019/09/14/760680901/air-ambulances-woo-rural-consumers-with-memberships-that-may-leave-them-hanging
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National Public Radio (09/14/19) Tribble, Sarah Jane
A recent federal report revealed that the median price charged for a medevac helicopter journey was $36,400, which is usually not covered by insurance. An yearly membership in AirMedCare Network is less, or 85 when a individual is 60 and older. The memberships have been banned by north Dakota. North Dakota Insurance Commissioner Jon Godfread believes should not likewise feel the need to get a membership to prevent a surprise bill. Godfread says it is another loophole that these air ambulance companies are attempting to basically exploit our consumers. The company isn’t the one the patient signed up , he says. Individuals have no control over which will be known as, and north Dakota has nine air ambulance operators which react to calls, Godfread clarifies. “It offers the air travel business the option to say, listen; we’re doing what we could. We’re offering these subscription services. Aren’t we doing a thing? In the back end, there’s nine distinct providers which have to have nine unique memberships with nine different individuals,” he states. Related Stories: WAMU 88.5; Healthcare Dive… Read More
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Original source: https://www.mercurynews.com/2019/09/15/as-fire-season-heats-up-insurance-companies-drop-long-time-clients/
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San Jose Mercury News (09/15/19) Deruy, Emily
Round the San Francisco Bay Area, insurance providers are declining to renew homeowners policies which include fire protection. Figures published by the California Department of Insurance show that nearly 350,000 house insurance policies have been dropped by businesses before four years in areas at high risk for wildfires. “I’ve heard from a number of regional communities around how not being in a position to attain insurance can produce a domino effect for the local economy, affecting home sales and real estate taxes,” says California Insurance Commissioner Ricardo Lara. A state report on coverage in wildfire-prone regions revealed that insurance companies do not take mitigation efforts when deciding when to supply policy, and customers have very little capability to appeal choices. A CoreLogic report discovered that more acres burned any other nation that year than in California at 2018, and claims in wildfires in the state at 2018 and 2017 exceeded $26 billion, a figure that may rise in the future as action raises. Associated Story: ABC 10 (movie )… Read More
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Original source: https://www.mercurynews.com/2019/09/15/as-fire-season-heats-up-insurance-companies-drop-long-time-clients/
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San Jose Mercury News (09/15/19) Deruy, Emily
Round the San Francisco Bay Area, insurance providers are declining to renew homeowners policies which include fire protection. Figures published by the California Department of Insurance show that nearly 350,000 house insurance policies have been dropped by businesses before four years in areas at high risk for wildfires. “I’ve heard from a number of regional communities around how not being in a position to attain insurance can produce a domino effect for the local economy, affecting home sales and real estate taxes,” says California Insurance Commissioner Ricardo Lara. A state report on coverage in wildfire-prone regions revealed that insurance companies do not take mitigation efforts when deciding when to supply policy, and customers have very little capability to appeal choices. A CoreLogic report discovered that more acres burned any other nation that year than in California at 2018, and claims in wildfires in the state at 2018 and 2017 exceeded $26 billion, a figure that may rise in the future as action raises. Associated Story: ABC 10 (movie )… Read More
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Original source: https://www.apnews.com/4f2a8639b841406880f4d61cd253a77d
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Associated Press (09/15/19) Alonso-Zaldivar, Ricardo
A fresh report from the Census Bureau reveals that overall, the amount of uninsured people nationally rose by 1.9 million individuals at 2018, marking the first increase in almost a decade. A estimated 27.5 million people, or 8.5% of the populace, lacked policy the whole year. The report demonstrated a decline in low-income individuals enrolled in Medicaid was the top factor behind the higher number of folks. Hispanics were the only major racial and ethnic group with a substantial increase in their heartbeat, which rose by 1.6 percentage points in 2018, with almost 18 percent lacking policy. Larry Levitt of the Kaiser Family Foundation says,”These declines in coverage are arriving at a time when the Trump administration has tried to curb immigration and discourage immigrants from utilizing public benefits like Medicaid.” The analysis also found a statistically significant increase in middle-class individuals that are uninsured, appearing to reflect those who are unable to afford Affordable Care Act rates that are top, says advisor Brian Blase. … Read More
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Original source: https://www.apnews.com/4f2a8639b841406880f4d61cd253a77d
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Associated Press (09/15/19) Alonso-Zaldivar, Ricardo
A fresh report from the Census Bureau reveals that overall, the amount of uninsured people nationally rose by 1.9 million individuals at 2018, marking the first increase in almost a decade. A estimated 27.5 million people, or 8.5% of the populace, lacked policy the whole year. The report demonstrated a decline in low-income individuals enrolled in Medicaid was the top factor behind the higher number of folks. Hispanics were the only major racial and ethnic group with a substantial increase in their heartbeat, which rose by 1.6 percentage points in 2018, with almost 18 percent lacking policy. Larry Levitt of the Kaiser Family Foundation says,”These declines in coverage are arriving at a time when the Trump administration has tried to curb immigration and discourage immigrants from utilizing public benefits like Medicaid.” The analysis also found a statistically significant increase in middle-class individuals that are uninsured, appearing to reflect those who are unable to afford Affordable Care Act rates that are top, says advisor Brian Blase. … Read More
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Original source: https://cpa.ds.npr.org/kpbx/audio/2019/09/091319dn_insurance_rates_online.mp3
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Spokane Public Radio (09/13/19) Nadvornick, Doug
Health insurance coverage prices on the Washington state exchange will reduce by roughly 3.25percent for next year. “Obviously it’ll differ, based on what plan you pick rather than all them are going to own that decrease, but that is the average,” states Stephanie Marquis from the Washington Insurance Commissioner’s office. “I believe what we’re seeing is the insurance companies are comprehending the marketplace better and they understand who’s enrolling. Basically it is a portion of the insurance market and that’s a good thing” Insurance Commissioner Mike Kreidler says the state needs to continue to work on lowering the costs of providing health care and decreasing costs. Eight businesses will offer medical insurance from Washington and individuals in every county will have a minumum of one health program to take into account…. Read More
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Original source: https://cpa.ds.npr.org/kpbx/audio/2019/09/091319dn_insurance_rates_online.mp3
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Spokane Public Radio (09/13/19) Nadvornick, Doug
Health insurance coverage prices on the Washington state exchange will reduce by roughly 3.25percent for next year. “Obviously it’ll differ, based on what plan you pick rather than all them are going to own that decrease, but that is the average,” states Stephanie Marquis from the Washington Insurance Commissioner’s office. “I believe what we’re seeing is the insurance companies are comprehending the marketplace better and they understand who’s enrolling. Basically it is a portion of the insurance market and that’s a good thing” Insurance Commissioner Mike Kreidler says the state needs to continue to work on lowering the costs of providing health care and decreasing costs. Eight businesses will offer medical insurance from Washington and individuals in every county will have a minumum of one health program to take into account…. Read More
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Original source: http://feeds.lexblog.com/~r/propertyinsurancecoveragelaw/YZft/~3/ZJ59Li62XUc/
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Ian Dankelman is a judicial law clerk who’s a fantastic lawyer at Merlin Law Group. We talked about other law clerks that want to help businesses and individuals fighting insurance companies could be hired by our firm. He said that he received–then showed me a letter from–an insurance defense…… Continue Reading
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Original source: http://feeds.lexblog.com/~r/propertyinsurancecoveragelaw/YZft/~3/ZJ59Li62XUc/
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Ian Dankelman is a judicial law clerk who’s a fantastic lawyer at Merlin Law Group. We talked about other law clerks that want to help businesses and individuals fighting insurance companies could be hired by our firm. He said that he received–then showed me a letter from–an insurance defense…… Continue Reading
. … Read More
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Original source: https://www.dig-in.com/news/insurtech-investment-on-a-6-billion-pace
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Digital Insurance (09/12/19) Golia, Nathan
The Hampleton Partners’ InsurTech M&A market report reveals that the amount of mergers and acquisition prices has been steady at approximately 25 a half-year, whereas fundraising deals had been growing steadily before this season. 27 percent climbed between 2017 and 2018. There have been 108 funding deals, which paces outside to 216, that could be just 14 greater than in a drop of 40 and 2017 from this past year. But as there are fewer deals, the dollar amounts are on the rise. The $3 billion raised so far this season are the second-most on record in the event this year was over, Hampleton discovered. In 2018, Construction prices were valued at $4.2 billion. Leading the charge in InsurTech investment is Softbank, which has spent roughly $700 million in InsurTechs including Collective Health, Lemonade, and Policybazaar. … Read More
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Original source: https://www.dig-in.com/news/insurtech-investment-on-a-6-billion-pace
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Digital Insurance (09/12/19) Golia, Nathan
The Hampleton Partners’ InsurTech M&A market report reveals that the amount of mergers and acquisition prices has been steady at approximately 25 a half-year, whereas fundraising deals had been growing steadily before this season. 27 percent climbed between 2017 and 2018. There have been 108 funding deals, which paces outside to 216, that could be just 14 greater than in a drop of 40 and 2017 from this past year. But as there are fewer deals, the dollar amounts are on the rise. The $3 billion raised so far this season are the second-most on record in the event this year was over, Hampleton discovered. In 2018, Construction prices were valued at $4.2 billion. Leading the charge in InsurTech investment is Softbank, which has spent roughly $700 million in InsurTechs including Collective Health, Lemonade, and Policybazaar. … Read More
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Original source: https://www.businessinsurance.com/article/20190910/NEWS06/912330594/ILS-market-issuances-decline-56-in-first-half-2019-Swiss-Re
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The market blunted on the capital, meaning investor sentiment figurines, and capital in bonds affected by claims, Swiss Re says. Losses in 2018 and 2019 caught additional capital after hefty declines in 2017, leaving less to redeploy into the marketplace, and the adverse loss development related to Hurricane Irma along with Typhoon Jebi exacerbated the problem, raising notional impairments and trapped collateral, according to the report. Swiss Re says,”End investors didn’t rush back in the marketplace like in 2018. Investors have become more discerning in sponsors and focused on their key strategic partners as they appraise new characteristics triggers and perils. To ease smaller transaction dimensions, some patrons chose to pursue advanced solutions like utilizing Singapore as a domicile to their transaction.” However, Swiss Re is still”optimistic about the market’s prospects since all asset classes go through cycles. We believe the ILS marketplace is not any different.”… Read More
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Original source: https://www.businessinsurance.com/article/20190910/NEWS06/912330594/ILS-market-issuances-decline-56-in-first-half-2019-Swiss-Re
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The market blunted on the capital, meaning investor sentiment figurines, and capital in bonds affected by claims, Swiss Re says. Losses in 2018 and 2019 caught additional capital after hefty declines in 2017, leaving less to redeploy into the marketplace, and the adverse loss development related to Hurricane Irma along with Typhoon Jebi exacerbated the problem, raising notional impairments and trapped collateral, according to the report. Swiss Re says,”End investors didn’t rush back in the marketplace like in 2018. Investors have become more discerning in sponsors and focused on their key strategic partners as they appraise new characteristics triggers and perils. To ease smaller transaction dimensions, some patrons chose to pursue advanced solutions like utilizing Singapore as a domicile to their transaction.” However, Swiss Re is still”optimistic about the market’s prospects since all asset classes go through cycles. We believe the ILS marketplace is not any different.”… Read More
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Original source: https://www.postandcourier.com/news/charleston-counts-up-the-cost-from-hurricane-dorian/article_3ef6f920-d49b-11e9-b06b-2fccc15c0808.html
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Charleston Post and Courier (SC) (09/11/19) Johnson, Chloe; Hobbs, Stephen
Charleston, South Carolina, building inspectors are strolling the streets to search for damages due to Hurricane Dorian. As part of a city’s involvement in the National Flood Insurance Program, inspectors must review buildings and estimate the damages. Removed or structures at a floodplain that are damaged 50 percent or more are assumed to be lifted. A Post and Courier analysis found in June that Charleston has missed damage in storms, meaning there are still individuals residing in houses which may have otherwise been removed or shielded. Inspectors discovered that the tablet app they had been using to log hurt had problems connecting at city offices back to some map, so Charleston’s floodplain manager, Stephen Julka, couldn’t see their entries. But another issue is that inspectors miss if a homeowner is not about to speak or let them damages that are not visible from the exterior…. Read More
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Original source: https://www.postandcourier.com/news/charleston-counts-up-the-cost-from-hurricane-dorian/article_3ef6f920-d49b-11e9-b06b-2fccc15c0808.html
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Charleston Post and Courier (SC) (09/11/19) Johnson, Chloe; Hobbs, Stephen
Charleston, South Carolina, building inspectors are strolling the streets to search for damages due to Hurricane Dorian. As part of a city’s involvement in the National Flood Insurance Program, inspectors must review buildings and estimate the damages. Removed or structures at a floodplain that are damaged 50 percent or more are assumed to be lifted. A Post and Courier analysis found in June that Charleston has missed damage in storms, meaning there are still individuals residing in houses which may have otherwise been removed or shielded. Inspectors discovered that the tablet app they had been using to log hurt had problems connecting at city offices back to some map, so Charleston’s floodplain manager, Stephen Julka, couldn’t see their entries. But another issue is that inspectors miss if a homeowner is not about to speak or let them damages that are not visible from the exterior…. Read More
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Original source: http://feeds.lexblog.com/~r/propertyinsurancecoveragelaw/YZft/~3/S_ScDDAPgo8/
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Death of probate proceedings and a named insured possess insurance policy consequences. Probate lawyers, insurance brokers, and individual representatives must prepare to buy or alter policies so the parties are guaranteed following probate and death. In a recent case, a court clarified how the timing after death can depart home uninsured: Considering…… Continue Reading
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… Read More
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Original source: http://feeds.lexblog.com/~r/propertyinsurancecoveragelaw/YZft/~3/S_ScDDAPgo8/
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Death of probate proceedings and a named insured possess insurance policy consequences. Probate lawyers, insurance brokers, and individual representatives must prepare to buy or alter policies so the parties are guaranteed following probate and death. In a recent case, a court clarified how the timing after death can depart home uninsured: Considering…… Continue Reading
.
… Read More
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Original source: https://www.workcompcentral.com/news/article/id/5323366e53a6d746d57d1348bc61690a8f605965
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WorkCompCentral (09/11/19)
The federal Office of Workers’ Compensation Programs (OWCP) has put new constraints on opioid prescribing for injured federal workers, part of the developing national effort to stem the painkiller dependency catastrophe, the agency declared. The OWCP joins over a dozen state jurisdictions that have adopted formularies or additional restrictions on opioid prescribing for injured employees. OWCP Director Julia Hearthway notes”Injured employees receiving workers’ compensation benefits were among this group of people often overprescribed opioids.” Federal employees will be restricted to an initial seven-day supply of pharmaceutical opioids, and four subsequent supplies, before authorization is needed, the office stated in bulletin 19-04. For authorization, physicians will need to submit a form…. Read More
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Original source: https://www.workcompcentral.com/news/article/id/5323366e53a6d746d57d1348bc61690a8f605965
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WorkCompCentral (09/11/19)
The federal Office of Workers’ Compensation Programs (OWCP) has put new constraints on opioid prescribing for injured federal workers, part of the developing national effort to stem the painkiller dependency catastrophe, the agency declared. The OWCP joins over a dozen state jurisdictions that have adopted formularies or additional restrictions on opioid prescribing for injured employees. OWCP Director Julia Hearthway notes”Injured employees receiving workers’ compensation benefits were among this group of people often overprescribed opioids.” Federal employees will be restricted to an initial seven-day supply of pharmaceutical opioids, and four subsequent supplies, before authorization is needed, the office stated in bulletin 19-04. For authorization, physicians will need to submit a form…. Read More
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