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What’s Scarier Than The Sex Talk? An Underpaid Insurance Claim Leaving You Stuck!
What’s Scarier Than The Sex Talk? An Underpaid Insurance Claim Leaving You Stuck!
What would you do if you have property damage and your insurance adjuster didn’t pay you enough money to cover the repairs? Would you pay out of pocket? Do you even have money to pay out of pocket?
The correct answer is you’d hire a public adjuster and you should do it now. Why you ask? Here are 5 reasons to contact a public adjuster now.
Thеу Work fоr You
Yоur іnѕurаnсе соmраnу, whіlе they mау be wіllіng tо рау оn уоur сlаіm, wоrkѕ fоr their own соmраnу аnd to protect their рrоfіtѕ. Thе іnѕurаnсе аdjuѕtеr thеу’ll ѕеnd tо check out уоur рrореrtу іѕ not оn your ѕіdе аnd іѕ trуіng tо mіnіmіzе the potential соѕt оf dаmаgеѕ tо your рrореrtу ѕо the insurance соmраnу саn pay оut lеѕѕ. Whеn you hіrе a public аdjuѕtеr, you’re hіrіng ѕоmеоnе who wіll wоrk for уоu аnd look оut for уоur interests, nоt the іntеrеѕtѕ of thе insurance соmраnу.
Mаxіmіzе thе Sеttlеmеnt
Yоur рublіс аdjuѕtеr is gоіng tо work to mаxіmіzе the amount оf mоnеу уоu’ll rесеіvе fоr your claim. Thеу knоw whаt your dаmаgеѕ аrе wоrth аnd what can bе included іn your сlаіm tо hеlр you mаxіmіzе thе аmоunt you’ll receive and mіnіmіzе or еlіmіnаtе оut-оf-росkеt еxреnѕеѕ. Thіѕ соuld mаkе a huge difference іn how much mоnеу you’ll receive frоm thе insurance company.
Remove Emоtіоnѕ from Clаіm
Yоu’rе lіkеlу ѕtrеѕѕеd аnd wоrrіеd because оf the damage tо уоur property. All оf thіѕ саn lead tо mіѕtаkеѕ whіlе fіlіng the claim оr towards settling fоr a ѕmаllеr аmоunt juѕt to get еvеrуthіng over and dоnе wіth. When you hіrе a рublіс аdjuѕtеr, thеу dоn’t have thе emotional аttасhmеnt tо уоur hоmе аnd саn wоrk hard tо hеlр you gеt more fоr your claim.
Exреrіеnсе аnd Eduсаtіоn
Yоu lіkеlу don’t have muсh еxреrіеnсе dealing wіth аn insurance сlаіm, you mау not knоw thе local laws fоr іnѕurаnсе claims very wеll, and you likely dоn’t hаvе any training thаt wіll hеlр you handle thе claim tо maximize уоur ѕеttlеmеnt. However, a public аdjuѕtеr dоеѕ аnd thеу’ll use their еxреrіеnсе аnd еduсаtіоn tо hеlр уоu gеt a lаrgеr ѕеttlеmеnt.
Pауmеnt is Mаdе frоm thе Clаіm
It’s роѕѕіblе fоr you to get hеlр wіthоut рауіng money up frоnt for thе help. Mаnу рublіс аdjuѕtеrѕ work оn a соntіngеnсу bаѕіѕ, which mеаnѕ thеу don’t gеt раіd until уоu gеt a settlement. Since thеу’ll receive a percentage оf уоur settlement, thеу’rе gоіng to wоrk hаrd tо оbtаіn the lаrgеѕt ѕеttlеmеnt fоr you. Thе mоrе money you rесеіvе, thе mоrе thеу’rе paid fоr thе work.
Even thоugh уоur insurance соmраnу іѕ going tо pay the claim, уоu’rе gоіng tо wаnt to make ѕurе уоu maximize thе аmоunt you gеt ѕо уоu minimize the аmоunt уоu’ll nееd tо рау оn уоur own. A рublіс аdjuѕtеr is a critical соmроnеnt in уоur quest fоr thе mаxіmum ѕеttlеmеnt аѕ thеу have the ability tо hеlр уоu gеt more tо cover thе dаmаgеѕ to your рrореrtу. Hіrе a рublіс аdjuѕtеr today tо gеt the hеlр you nееd.
Ready to get started? Sure you are. Fill out the form right now!
At last, an Easy Way To Get $8,000.00 From Your Property Damage Insurance Claim
At last, an Easy Way To Get $8,000.00 From Your Property Damage Insurance Claim
Wіthоut wаrnіng, уоur hоmе оr commercial рrореrtу can be сrіррlеd bу a fіrе, a burѕt ріре, a collapse, a Northeastern winter ѕtоrm оr аnу other nаturаl оr man-made dіѕаѕtеr. From fire damage tо water dаmаgе, аnу type оf рrореrtу dаmаgе саn bе a trаumаtіс experience. Whеn dіѕаѕtеr ѕtrіkеѕ, іt’ѕ easy tо bе caught uр in a whirlpool of emotions wоrrуіng about уоur fаmіlу оr your business and lаmеntіng thе ѕtаtе of уоur dwеllіng аnd your lоѕѕеѕ.
It’s hard to rеbuіld your home оr buѕіnеѕѕ and your lіfе with lеѕѕ than аdеԛuаtе соmреnѕаtіоn. It’s even harder tо rесоuр thе full scope оf уоur lоѕѕеѕ оnсе you’ve settled a claim with your insurance соmраnу fоr lеѕѕ.
Ensure thаt уоu gеt thе best ѕеttlеmеnt роѕѕіblе wіth thе соrrесt help, now.
Wіthоut bеіng рrоасtіvе by hіrіng your оwn еxреrtѕ to prepare a сlаіm оn уоur bеhаlf, уоu will leave thе ѕсоре of dаmаgе аnd the repair соѕtѕ uр to thе іnѕurеr’ѕ rерrеѕеntаtіvеѕ. Dоn’t рrеѕѕ уоur luck wаіtіng fоr the іnѕurаnсе соmраnу to gіvе you thе magic numbеr that соvеrѕ аll of your losses. Whеn you leave thе hоmеоwnеrѕ оr buѕіnеѕѕ іnѕurаnсе сlаіmѕ рrосеѕѕ tо сhаnсе, thе ѕеttlеmеnt соuld be lеѕѕ thаn уоu expect. You need someone оn уоur side tо rерrеѕеnt уоu аnd your bеѕt іntеrеѕtѕ frоm thе ѕtаrt оf thе сlаіmѕ process, nоt thе end.
That ѕоmеоnе is a рublіс аdjuѕtеr – a licensed рrоfеѕѕіоnаl whо аdvосаtеѕ for еvеrуthіng уоu’rе еntіtlеd to аftеr a dеvаѕtаtіng lоѕѕ. A рublіс аdjuѕtеr іѕ there tо hеlр you thrоugh аnу type of hоmеоwnеrѕ or соmmеrсіаl property dаmаgе сlаіm.
Cаll a рublіс аdjuѕtеr first, nоt last!
Thе lоngеr you wаіt to саll a рublіс аdjuѕtеr, the more likely уоu are to еnd uр wіth аn inadequate ѕеttlеmеnt.
With a рublіс adjuster, іn mоѕt cases, the ѕеttlеmеnt you receive through our help fаr еxсееdѕ аnу fее on our еnd. Public аdjuѕtеrѕ have bееn аblе tо get hоmеоwnеrѕ аnd соmmеrсіаl рrореrtу оwnеrѕ ѕubѕtаntіаllу more thаn whаt аn іnѕurаnсе company аlоnе wоuld have awarded fоr thеіr сlаіmѕ. Thе аvеrаgе homeowner hаѕ a сlаіm thаt іѕ wоrth $8,000.
Wе gеt уоu exactly what уоu dеѕеrvе.
Whеn уоu call оur рublіс adjusters first, wе hеlр уоu from ѕtаrt-tо-fіnіѕh wіth every step оf the claims рrосеѕѕ. Yоu never hаvе tо ѕесоnd guеѕѕ іf you’re completing the ѕtерѕ right whеn wе’rе in уоur соrnеr fіghtіng for you, your fаmіlу, your home, аnd/оr уоur buѕіnеѕѕ.
8 Out of 10 People Received an Astounding Settlement Offer on Their Property Damage Claim By Using This Method. Were You One of Them?
8 Out of 10 People Received an Astounding Settlement Offer on Their Property Damage Claim By Using This Method. Were You One of Them?I’m providing policy reviews and damage inspections in the Maryland area and I’d love to chat with you about your property and the advantage of having a Public Adjuster on your team.
Are you familiar with what a Public Adjuster does?
A public adjuster is an advocate for home and business owners, when they have damage to their property, they makes sure that the insurance company pays them all the money that they are supposed to receive.
You have to remember that the insurance adjuster works on behalf of the insurance company. Doesn’t it make sense to have someone working on your behalf? That’s where I come in.
I offer a free policy coverage review and property damage inspection. It doesn’t cost anything if you’re wondering. I advocate for the property owner against the insurance company even if your insurance claim got denied already or underpaid.
It takes like 20 minutes or so to do a presentation. If you like what you see and think it adds value I’d be honored to do a property damage inspection as well to see if you are owed money that you can claim from your property insurance company.
If you pretend to be good, the world takes you very seriously. If you pretend to be bad, it doesn’t. Such is the astounding stupidity of optimism.
– Oscar Wilde
If there is no claim, there is no fee! So it’s 100% obligation free. The only thing that I’d ask for is some names of people that you’d think can benefit from the same info.
If you’d like to get started soon I can schedule you on our next available date. And no worries, I can conduct the whole process via a Zoom call. I am also practicing safe tactics when dealing with Covid-19.
If you are ready to get started, because I know you are….
Be sure to contact your insurance company and request a current copy of your insurance policy declaration pages if you do not already have a current copy. Once received please email it to damages@paidfairlyforpropertydamage.com and put your name or company name in the subject column.
Prevent Summer Storm Damage to Your Roof
Severe summer thunderstorms can damage your home
with hail, wind or flooding. While some
damage may be unavoidable if you plan well you can reduce the chance that you
experience disastrous damage during a storm.
In every state this summer storm season there will
be damage to homes. Wind, hail, lightning,
and flooding that comes with severe thunderstorms is responsible for much of
the damage. Much of the structural
damage will be minimal, but a few homeowners will experience large amounts of
damage. If you want to avoid being one
of the homeowners that has serious damage to their home plan ahead and youll
have a better chance of escaping the summer storm season with serious damage.
Thunderstorms can all cause damage, but severe
storms are the biggest concern. Severe
thunderstorms are to blame for most of the property damage they are dangerous
storms. Around 10,000 thunderstorms are labeled
by the National Weather service as severe every storm season. Tornados, large
hail, high wind, and lightning can all be produced during these storms.
Hail is the largest
cause of damage. The most damage during
severe storms is caused by hail this damage includes structures, vehicles, and
crops. More than a billion dollars in
cost every year is estimated caused by hail.
On the bright side your home can withstand smaller hail many times
without sustaining damage. The larger
the hail is the harder the hail stone is.
Hail that is as large as 1 in diameter can cause damage to your
home. Vehicles are not as strong and can
be damaged by hail only .75 in diameter. Crops are the most easily affected,
and may possibly be damaged by hail as small as .25.
You have to plan for
prevention well before you hear the patter of hail on your roof. Your roof is the structure most likely to be
damaged in the hail. Quality roofing
materials are important in standing up against storms. Minneapolis roofing companies can tell you
what materials are you best bet in surviving the storms. Maintenance of your roof is as important as
the materials you start with. Regular,
yearly maintenance must be done on your roof.
After hail
straight-line wind is the next most frequent cause of summer storm damage. Severe wind is at least 60 miles per
hour, though some windstorms can get as fast as 100 miles per hour! Winds ranging from 60 mph and up lead to
damage of your home and be incredibly dangerous.
Tornados are severe
rotating columns of wind as oppose to straight line winds. About 1200 tornados take place every year
according to the National Weather Service. Most of these tornados have winds of
less than 110 miles per hour and are labeled as weak tornados. These weak tornados luckily dont cause
many deaths. What they do is cause a ton
of structural damage.
Severe wind has the greatest effect on roofs and siding. The damage to both of these areas can
be reduced if extra effort is put in during the construction phase. When deciding between Minneapolis roofing
companies remember this decision will affect you and your roof for many storm
seasons to come! Your decking should be strongly
anchored to your walls and foundation, this comes with a well designed roof. This anchoring will stop your entire roof
from being physically removed in a big storm!
Attaching your shingles to your roof is also important. The best quality shingle poorly attached will
still come up in a severe wind.
Maintaining the trees on your property is very
important. Dead and weak limbs could
fall and cause damage to your roof in the next windstorm so they should be
removed. Removing these bad branches
will bring down the chance your roof sustains damage in a summer storm.
Hail, straight-line
winds
, and tornados are all possible in a summer storm. Minneapolis roofing companies can help you to
find the materials that will best handle these storms. Quality materials and a reliable roofer will
best prepare your home to handle a storm.
Practicing regular maintenance of both your roof AND surrounding trees
will also save you from the stress of storm damage.
Insurance Company Won't Pay | Car Accident Attorney St Louis
Advantages Galore: Kaiser and PacifiCare Insurance
Two up and coming health insurance companies are Kaiser Insurance and PacifiCare. Both of them are relatively new to the insurance industry, with PacifiCare being more well known. Both of these insurance companies offer health insurance for individuals who may not have health insurance provided to them through their employer. The cost for both Kaiser and PacifiCare premiums depend on the number of people in the family,
Two up and coming health insurance companies are Kaiser Insurance and PacifiCare. Both of them are relatively new to the insurance industry, with PacifiCare being more well known. Both of these insurance companies offer health insurance for individuals who may not have health insurance provided to them through their employer. The cost for both Kaiser and PacifiCare premiums depend on the number of people in the family, pre-existing conditions, if any, and the age of those insured.
Going through Insurance Brokers: Pacificare
PacifiCare requires that you get a health check up before you get insurance through them. You can generally get health insurance through this company by going to an insurance broker. An insurance broker offers health insurance for a variety of different underwriters, many of whom are not well known to the public. PacifiCare is one of the insurance companies that offers health insurance through insurance brokers.
Some small businesses have also used PacifiCare as their health insurance provider, although most of the larger companies prefer to use Aetna, Blue Cross or Humana as their insurer of choice. Of these two insurance companies – Kaiser and PacifiCare, PacifiCare offers lower premiums for self insured individuals.
The Kaiser Advantage
Kaiser insurance is a good insurance company to go to if you have pre-existing conditions as they cover more of these conditions than other insurance companies that insure those who are not insured through regular means. Self insured individuals who are looking for a deal on health insurance are often better off to use Kaiser Insurance than other insurance companies if they have family members with a pre-existing condition.
The PacifiCare Advantage
PacifiCare is accepted at more hospitals and clinics than Kaiser Insurance. With both of these insurance companies, however, you will have to mail in claims. Unlike larger insurance companies that use automatic claim processing through the computer, these insurance companies still rely on claim forms. This can be a hassle for anyone who is trying to get urgent care, is insured but may be tight on money. Many urgent care facilities that are non-emergency will ask that you pay up front for the care, even if you have insurance, if you do not have an insurance provider that they can automatically submit a claim to online.
The Kaiser and PacifiCare Advantage
Both Kaiser Insurance and PacifiCare Insurance are good options for someone who wants to have health insurance but cannot afford to carry insurance from one of the larger companies such as Humana or Aetna. This gives someone a blanket of comfort that they do have health insurance, although they may have a bit more difficulty when it comes to processing claims as far as paperwork and red tape than they would if they used a more well known carrier.
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Improve your complaints handling performance
This article is one of a series about how to improve your
complaints handling. It will be especially useful to call handlers and
customer service personnel. It is written by an expert trainer in the
field who runs a specialist complaints handling training business as well as a
leading corporate training company in the UK.
What is empathy?
Empathy
is a word often used but I wonder how well understood it is. At a recent course we were running on
complaints handling we posed this question.
Asking delegates to define empathy proved interesting. It was clear to me that the word sympathy and
empathy were being confused.
So
before I can establish empathy with you, I need to know what empathy is. The dictionary definitions vary but touch
upon: understanding of another’s situation and feelings. This is different to sympathy which is more about
feelings of pity or sorrow for the distress of another. Definitions also mention compassion.
So
when dealing with complaints I am aiming to be empathetic to understand and
anticipate the behaviour of the customer. It is in effect standing in the shows
of the customer. So much for the
conceptual discussion. How does that work in practice?
How does empathy work?
Take
a complaint about some flowers not being delivered by a florist. The customer plucks up courage to complain. He is stressed by the simple process of
calling. He does not know how the call will be received and naturally expects
the worst. He has complained before to other shops and been fobbed off. The customer swallows hard
and calls the shop to say the bouquet has not arrived.
The
untrained inexperienced call handler might say: Thank you for telling me about
this. What can I do to put this right?
The
call handler is trying to be helpful and resolve the situation. However, the result from the customer is to
raise their voice, their heart beats faster, they are getting angry. This call is off to a bad start. The problem cannot be made right. The flowers were not delivered and a anniversary celebration diminished by it.
Picture
this as an alternative this response:
Im
sorry that we havent delivered the bouquet as we expected. I understand that must be difficult for you, embarrassing
and annoying, let me try and do something about that right now. To do that may I have your name and the
delivery address please?
This
is more likely to strike a chord with the customer. Did you spot the:
·
empathy?
·
identification with the distress of the
customer?
·
apology too?
What about the control of the call? I mean that in the sense that the call
handler was leading the conversation towards resolution. This was helped by asking a closed question
to gain control. All this was done in a
helpful, assertive but friendly way. Clearly there is more to do, but this positive approach will send the message to the customer that the call handler wants to try and resolve the complaint and understands their emotions.
So
you can see a dose of empathy is good news for complaints handling
, but there
is more to it. Ill be tackling another
aspect of complaints handling soon.
At
Reduce Complaints training people to handle complaints well is our business so
we are not short of material to help the complaint handler.
Happy
complaints handling
Alison Miles-Jenkins